Rotating saving and credit association: An alternative informal credit source for wholesale and retail traders in Peshawar, Pakistan. Liberal Arts and Social Sciences International Journal (LASSIJ), Peshawar, Pakistan, v. 5, n. 1, p. 443–457, 2021. DOI: 10.47264/idea.lassij/5.1.29. Disponível em: https://www.ideapublishers.org/index.php/lassij/article/view/197. Acesso em: 19 apr. 2026.